Use Insured Subs

* Collect certificate of insurance evidencing General Liability

* Lower charge for insured subs vs uninsured subs

* Protects your loss record

* Future premium savings

Saving money is the part that gets everyone’s attention.

Like on Work Comp., its a no brainer that you want to use insured subs. Even thought there’s a General Liability charge for insured subs, the charge is much lower as compared to the charge for uninsured subs. You also want to protect your loss record by making sure that most of the claims are picked up under your sub’s polices. Protecting your loss record is another way to save money in the long term. A better loss record translates into more discounts.